This article accompanies Is the Price Right?
HealthCost, a project of the New Hampshire Insurance Department, collects and publishes information from insurance carriers to provide healthcare transparency to employers and consumers.
For employers, the site contains membership statistics, loss ratios, frequency of benefit design options such as co-pays and deductibles, as well as a Benefit Index Tool that provides information on premium vs. benefit richness as a way to assist employers in understanding differences between carriers.
For consumers, it provides information on the price of medical care in New Hampshire by insurance plan and by procedure. It also provides the estimated price of medical care for the uninsured. The price information is based on paid claims data collected from New Hampshire's health insurers and is designed to serve as a resource to help consumers make informed decisions about purchasing healthcare services and insurance.